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Home and Contents Insurance Car Insurance

Home & Contents Insurance

We can arrange for an insured events policy that offers protection for fire, explosion, lightning or thunderbolt, theft from the home, fusion, impact, earthquake, escaping liquids or food spoilage of frozen or refrigerated food, new for old replacement of insured items.

Alternatively we can provide a wider cover under an Accidental Damage policy. This gives you protection of all events as detailed above, including accidental loss or damage of the home and contents as well as enabling cover Australia wide for contents. There are also a variety of additional benefits depending on the policy chosen.

We also offer policies for Landlords and Commercial or Domestic Strata Titles.

Home Insurance Packages

Building Insurance
Covers your residential premises against various defined events such as fire, storm and earthquake. There is also an Accidential Damage policy available which provides a wider cover.

Contents Insurance
Contents are covered against theft, fire, explosion, lightning or thunderbolt. There is also an Accidental Damage policy available which provides a wider cover.

Personal Valuables Insurance
Covers your personal effects such as cameras, watches and jewellery away from your residential premises against loss, damage and theft.

Landlord Cover
Specifically designed to cover the building and contents but can also provide cover for damage by tenants and loss of rent or rent default.

Strata And Community Title Cover
Designed to cover all property owned by the Strata and Community Title holders, including Legal Liabilty and common area contents. Other extensions are available for this specific product.


Motor Insurance

We offer a variety of policies for private and business use vehicles, commercial fleets, owners and drivers of heavy haulage vehicles. We can arrange for comprehensive, third party fire and theft or third party property damage only covers at very competitive premiums.

Low kilometre and nominated driver policies are also available which leads to a reduction in the premium. No claims bonus discounts may be available for drivers who you have been claims free for the past 5 years

Protected no claim bonus and excess-free windscreen. A protected no claim bonus means your no claim bonus rating will not be reduced if you are involved in accident that is your fault or where the responsible party cannot be identified. Excess free windscreen extension allows for replacement of one broken windscreen or window excess free per policy period. Both of these policy options are available depending on your no claims bonus rating.

Motor Insurance Packages

Covers your vehicle for loss / damage and your liability to a Third Party following an accident.

Third Party, Fire and Theft
Covers your vehicle for damage as a result of a Fire or Theft and your liabilty to a Third Party following an accident

Third Party Only
Covers your liabilty to a Third Party following an accident.

Motor Fleet
Designed to cover Commercial vehicles where there are generally more than 5 vehicles.

Covers private use pleasure craft and commercial marine vessels against damage and liabilty to third parties.

Caravan and Trailer
Covers your caravan and trailer for loss / damage and your liability to a Third Party following an accident.

Covers your motor cycle for loss / damage and your liability to a Third Party following an accident



Boat Insurance

As one of Australia's leading boat insurance specialists, Holdfast has an unparalleled ability to offer advanced cover for a wide range of vessels.

You'll find Holdfast has all-round marine experience, highly competitive premiums and the versatility to tailor a policy to suit your requirements.

Holdfast Insurance provides expert boat insurance knowledge, broad policy wordings and cover specific to Australian conditions.

Holdfast Insurance policies include:

  • New for old replacement if your boat is a total loss and less than 12 months old
  • Agreed value for boat, equipment and accessories
  • Accidental damage to motors, with new for old replacement on mechanical and electrical components up to 5 years of age
  • Berthholders liability
  • Penned benefits - nil excess whilst your boat is penned at a named marine or private jetty
  • Equipment and accessories - even laptops are covered when used for navigational purposes
  • Sporting equipment cover - including kayaks, canoes and wave skis (excluding whilst in use)
  • Liability cover up to $250,000 for accidental discharge of pollutants
  • Personal accident cover up to $25,000 paid in weekly benefits
  • Emergency towing, search costs and reasonable inspection costs in the event of running aground

    For more information or to obtain a competitive quote, call Holdfast on 1800 064 470.


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