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Group Personal Accident Insurance

Specialising in EBA's and Private agreements, we provide Group Income Protection to employees of Small Business', Unions, Councils, Hospitals, Major National & International Corporations.

Is your income protected?
Is your family financially secure?
Could you afford a long period off work?

If you answered NO to any of these question then you need to speak with Holdfast Insurance Brokers about our Group Personal Accident Insurance Policy. Having this insurance means you can concentrate on getting better and feel secure in the knowledge you will receive continuing income whilst disabled to help pay for your care, your family and your lifestyle.

Our Group Personal Accident Insurance Policy offers the following benefits

  • Policies can be Individually tailored to your companies requirements.
  • We can cover up to 100% of gross weekly income Including overtime and penalty rates.
  • We only need a minimum of 5 employees to commence a policy.
  • Guaranteed acceptance of all employees between 18-70,
  • NO medicals, blood tests or forms
  • Premiums from as little as $6.50 a week for a $500 per week benefit
  • Premiums are usually tax deductable. Please consult with a registered tax agent.
  • Prompt claims settlement.

FAQs

Am I covered if I am injured while I am playing sport?

Yes, although professional sport (ie where you receive payment for playing) may be excluded.

Do I have to use up my sick leave first?

No. However the applicable waiting period must apply. After that period of time if you wish to maintain your accumulated sick leave at time of claim your employer will advise us that you will not be using the remainder of your leave.

How do I make a claim?

You will need to complete a claim form, provide a doctors report and attach current payslips from your employer or profit and loss statements if you are self employed.

Are there any circumstances when I will not be covered?

There are exclusions on the policy - we will provide you with Product Disclosure Statement please read if for full details. Pre - existing conditions can be considered on an individual basis.

 


Contact Jacqueline Grundle on (08) 8273 0906 or jacqueline@holdfast.com.au for further details.

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