Personal Accident Insurance
With our Personal Accident cover, you can relax knowing that on acceptance of your claim you will receive fortnightly payments to replace your wages until you can go back to work for up to 104 weeks
This means you can concentrate on getting better, secure in the knowledge you will receive continuing income whilst disabled to help pay for your care, your family and your lifestyle.
Is your income protected?
Is your family financially secure?
Could you afford a long period off work?
If you answered NO to any of these questions you need Personal Accident Insurance from Holdfast Insurance Brokers.
Protect against accidents outside the workplace.
- Affordable premiums
- Tax deductible (if you pay the premium)
- Simple sign-up process
- Prompt claims settlement
Holdfast Insurance Brokers offer the following benefits:
- We are an Insurance Broker, not an underwriter, which means we can source the best cover available for at the most cost effective rate.
- We work for you the client, whether it be finding the best type of cover for your needs, or representing you in future dealings with the chosen underwriter – something to bear in mind should a dispute arise.
- We forward claim acknowledgement advices and receive confirmation from QBE once they have received all the relevant information, within 7 - 14 days advising acceptance of claims.
- We have a toll free number and issue reply paid envelopes with any correspondence.
- We can offer other classes of insurance offering convenient, one stop shopping for all your insurance needs.
FAQs
Are my premiums tax deductible?
In most cases, Yes. Consult with a registered tax agent first.
Do I have to use up my sick leave first?
No. However the applicable waiting period must apply.
After that period of time if you wish to maintain your
accumulated sick leave at time of claim your employer
will advise us that you will not be using the remainder
of your leave.
Am I covered if I am injured while I am playing sport?
Yes, although professional sport (ie where you receive
payment for playing) may be excluded.
How do I make a claim?
You will need to complete a claim form, provide a doctors
report and attach current payslips from your employer or
profit and loss statements if you are self employed.
Are there any circumstances when I will not
be covered?
There are exclusions on the policy - we will provide you with
Product Disclosure Statement please read if for full details.
Pre - existing conditions can be considered on an individual
basis.
Contact Jacqueline Grundle on (08) 8273 0906 or jacqueline@holdfast.com.au for further details.
